1 cu whole wheat flour
1/2 tbsp baking powder
1/8 tsp salt
2 tbsps lard
1/3 cup milk -- or as needed.

Heat oven to 450F.
Stir together dry ingredients.
Cut in lard til it looks like small crumbs. You can use an egg
beater to do this.
Add milk and mix it in. The result will be damp and sticky. You may
need slightly more or less milk than 1/3 cup.
Turn onto floured board, flour your hands and kneed 8-10 times.
Roll out 1/2 inch thick. Cut into pieces using a cookie cutter,
drinking glass/cup or knife. I cut them into rough squares.
Lay separated on ungreased pan and bake about 10 minutes. When done,
they will be lightly browned on top and not damp inside. Depending
on oven, this may take 9 - 12 minutes.

Variations :
Oatmeal - replace 1/2 flour with oatmeal.

Cheese - Add 1/2 cup grated cheese before adding liquid.

Rye - replace 1/2 flour with rye flour, add 1/4 tsp caraway seeds

Herbed - add 1 1/2 T herbs

Raisin - soak 2 Tablespoons raisins in warm water for 5 minutes, drain and add
before liquid.

Buttermilk - replace milk with buttermilk

Sour Cream - replace milk with sour cream.

Orange - replace ½ milk with orange juice and add 1 tsp grated
orange peel.

Poppy Seed - add 1 - 2 tsp poppy seeds

Sesame Seed - add 1 - 2 tsp sesame seeds

Onion - Soak 2 Tablespoons dried onion in warm water, drain and add before liquid.